WE GET YOUR LENDER TO WORK WITH YOU ON A SHORT SALE OR LOAN MODIFICATION:
Realty 1 Teams loan modification program could help you, like we’ve helped many others in similar– or even worse circumstances. We specialize in bridging the gap between the lender and you, the homeowner. Because of our experience in working with lenders we know how to communicate your situation to the lender so they understand that it truly benefits both parties to avoid foreclosure. When your lender realizes they can prevent foreclosure by working with you, they may modify the terms of your loan by reducing your payments and interest rate, adding the delinquent payments to your unpaid principal, and other various options. Once we get the modification agreement from your lender with the new terms, all you need to do is accept the terms and get back on your feet again..
Our job is to help homeowners keep their properties, and we are experts at it. Stopping foreclosures and keeping you in your home is very important to us. It is through our commitment to clients and our proven Loan Modification Process that we have experienced success.
As an experienced agent we will work with you to understand your financial needs and to negotiate your loan modification on your behalf with your current mortgage lender to get you in a better financial position.
We are on your side; we are the experts at doing loan modifications.
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Another service with which to lower your payment is in property tax reduction. We will strategically correspond with the county assessor where your property(s) is located and negotiate a savings for the property. We have put together a program that makes sense for the county assessor and most importantly makes sense for you. The government has passed certain safeguards for borrowers and their properties when it comes to affordability and property taxes are a big portion of this safeguard. Because of the volatile housing market values have certainly declined, and therefore property taxes should be adjusted according to the market if the property taxes are based around more current pricing. If your home is based on older pricing, your property can still be re-assessed to new standards that incorporate the new laws passed protecting home owners from different fee increases on their property.
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FORECLOSURE DOESN’T HAVE TO BE THE OUTCOME:
Foreclosure CAN be stopped once the process begins. In today’s current housing crisis not only can foreclosure be stopped, the government is urging and, in some cases, requiring that lenders and servicer of mortgage notes work with the consumer, in some cases foreclosure is NOT an option. Which case is your? Realty 1 Team is here to help you find the answer.
IT’S NOT TOO LATE. WE CAN HELP AT ANY STAGE OF THE FORECLOSURE PROCESS:
Even if your lender has filed A Notice of Default (NOD) there is still time for us to help you. Don’t give up hope—we haven’t. We created our company to give hope, to do the unthinkable. They key to a successful modification is to act early, but even if your lender has said, “Sorry, there is nothing we can do at this point,” that is when we earn our money.
HOW OUR SERVICES MAY HELP YOU:
The answer is simple; we help people save themselves for foreclosure! The statisics out today vary in regard to the number of consumers who negotiate successful loan modifications with their lender without the help of an experienced team. What we do know is that almost all of our clients have come to us because they couldn’t get their lender to help on their own. We know how to speak with them and how to present your situation to the lender in order for them to present you with a modification option. Our experience, honesty, integrity and upfront approach, combined with our “we don’t get paid until we perform” policy makes Realty1Team your go-to team. Beat foreclosure and start today!
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Please Contact your Realty 1 Team agent today to discuss the possibilities to save even more on your monthly expenses with property tax reduction!
TO START CLICK HERE!!
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